Issue #1: The 3 Signals a Deal Is a Bridge Candidate

Welcome to the first issue of The Bridge Brief.

This newsletter exists for one audience: the brokers, capital advisors, CPAs, and deal-makers who run into financing gaps in the $250K to $10M middle market and need a resource who moves at deal speed, not committee speed.

Every issue: one framework or one representative deal. No fluff, nothing you can't use on your next call.

How a bridge actually works, and the 3 signals a deal is a candidate

A bridge loan has one job: buy time without giving up the asset.

The structure, plainly

1. Size: $250K to $10M, secured, 1st, 2nd, or 3rd lien depending on the capital stack.
2. Term: short, up to 12 months, renewable if the takeout needs more runway.
3. Exit: a defined takeout, a refinance, a sale, or receivables coming in.

Three signals a deal is a bridge candidate

• A hard deadline (a closing, a payoff, a discount that expires).
• Real collateral or a clear takeout.
• A timing mismatch between cash-in and cash-out.

Hit all three and the constraint isn't cost, it's speed. That's the lane.

If you're an advisor or broker sitting on something like this right now, send it my way. You keep the relationship. I move the capital.

Tim